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Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us. Simply stop by your nearest neighborhood store and we'll get you set up. If you have questions, give us a call toll-free at 1-866-4UMPQUA (1-866-486-7782).
Get $50 for signing up!
Apply for your Visa® Signature Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
Get $50 for signing up!
Apply for your Visa® Platinum Business Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
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What it is:
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Loan from $5,000 to $200,000.
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Loan from $5,000 up to $200,000
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Best use:
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Energy efficient upgrades to business.
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Energy efficient upgrades to commercial real estate properties.
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Term:
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Up to 84 months
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Up to 180 months – re-amortized every 5 years
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Collateral:
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First lien position with a blanket UCC filing.
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First or second lien on commercial real estate
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Amount you can borrow:
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$5,000 up to $200,000
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$5,000 up to $200,000
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Extras:
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0.50% reduction for auto payment from Umpqua checking account
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0.50% reduction for auto payment from Umpqua checking account
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Minimum monthly payment:
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Loan fully amortized over loan term.
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Fully amortized based on loan term.
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One-time origination fee:
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Waived
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Waived
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Fixed interest rate:
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6.50%
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N/A
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Floor / ceiling:
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N/A
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Floor 6.0%. Ceiling 18%.
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Balloon payment:
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N/A
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N/A
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Late payment fee:
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Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.
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Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.
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Annual fee:
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N/A
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N/A
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Deposit account relationship:
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Umpqua Bank account suggested
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Umpqua Bank account suggested
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Interest payment frequency:
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Monthly
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Monthly
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Loan rate adjuster
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N/A
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2.50%
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Loan rate index
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N/A
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Federal Home Loan Bank Rate
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The fine print:
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GreenStreet lending products are available to qualified customers on approved credit who are customers of Portland General Electric, Pacific Power, NW Natural or Cascade Natural Gas. All loans subject to credit approval. Rates shown are effective as of 10/31/2009 and are subject to change without notice.
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GreenStreet lending products are available to qualified customers on approved credit who are customers of Portland General Electric, Pacific Power, NW Natural or Cascade Natural Gas. All loans subject to credit approval. Rates shown are effective as of 10/31/2009 and are subject to change without notice. The Interest Rate is based on the Federal Home Loan Bank Rate plus a rate adjuster. The Interest Rate and loan payment is subject to adjustment every five (5) years. Property insurance required; flood insurance is also required if property is located in a special flood hazard area.
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Rate details:
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details
greenstreet business term loan rates
Please enter a zip code to see rates in your neighborhood.
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details
greenstreet commercial real estate improvement loan rates
Please enter a zip code to see rates in your neighborhood.
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other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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