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Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us. Simply stop by your nearest neighborhood store and we'll get you set up. If you have questions, give us a call toll-free at 1-866-4UMPQUA (1-866-486-7782).
Get $50 for signing up!
Apply for your Visa® Signature Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
Get $50 for signing up!
Apply for your Visa® Platinum Business Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
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Best use:
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Loan from $5,000 - $50,000
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Loan from $1,000 to $50,000.
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Term:
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Up to 180 months
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Up to 60 months
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Collateral:
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Your primary residence
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Unsecured
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Extras:
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0.25% rate discount with auto pay from an Umpqua Bank deposit account
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No closing costs
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0.25% rate discount with auto pay from an Umpqua Bank deposit account
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Minimum monthly payment:
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Monthly principal and interest payment amortized for term of loan with $100 minimum amount due
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Monthly principal and interest payment amortized for term of loan with $50 minimum amount due
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Closing costs:
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Bank pays all closing costs, including appraisal (if required)
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N/A
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One-time origination fee:
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Waived
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Waived
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Fixed interest rate:
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7.00%
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8.75%
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Optional Lock in Feature
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N/A
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N/A
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Lock in fee:
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N/A
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N/A
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Early closure penalty:
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Waived
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No prepayment penalty
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Lock in term:
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N/A
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N/A
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Late payment fee:
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5% of any minimum payment not paid within 15 days after due date.
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Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.
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Annual fee:
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N/A
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N/A
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Lock in fixed rate:
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N/A
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N/A
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Amout you may lock in:
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N/A
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N/A
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Advance options:
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N/A
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N/A
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The fine print:
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GreenStreet lending products are available to qualified customers on approved credit who are customers of Portland General Electric, Pacific Power, NW Natural or Cascade Natural Gas. All loans subject to credit approval. 1 Click “Rate details" for rate information. Rates shown are effective as of 10/31/2009 and are subject to change without notice. A $10,000 loan, at an 80% LTV, 10-year term and 7.00% APR, would be repayable in 120 monthly payments of $116.11 each. A $50,000.00 loan, at an 80% LTV, 15-year term and 7.00% APR would be repayable in 180 monthly payments of $449.46 each. Property insurance required; flood insurance is also required if property is in a special flood hazard area.
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GreenStreet lending products are available to qualified customers on approved credit who are customers of Portland General Electric, Pacific Power, NW Natural or Cascade Natural Gas.
All loans subject to credit approval. 1 Click “Rate details" for rate information. Rates shown are effective as of 10/31/2009 and are subject to change without notice. A $10,000 loan, 5-year term and 8.75% APR, would be repayable in 60 monthly payments of $206.35 each. A $50,000.00 loan, 5-year term and 8.75% APR would be repayable in 60 monthly payments of $1,031.78 each.
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Rate details:
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details
greenstreet home equity loan rates
Please enter a zip code to see rates in your neighborhood.
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details
unsecured home improvement loan rates
Please enter a zip code to see rates in your neighborhood.
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other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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