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Personal Loans and Lines of Credit




    • Check and uncheck the boxes to compare up to three accounts.
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Apply for a loan by:
Best use:
Line of credit from $1,000 to $15,000 with variable interest rate.
Term:
5 years
Collateral:
Unsecured
Extras:
  • No annual fee for the first year
Minimum monthly payment:
2% of principal balance or $25, whichever is greater
Closing costs:
N/A
One-time origination fee:
N/A
Fixed interest rate:
N/A
Optional Lock in Feature
N/A
Lock in fee:
N/A
Early closure penalty:
N/A
Lock in term:
N/A
Late payment fee:
CA: $10 on any minimum payment not paid within 10 days after due date.
NV, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.
Annual fee:
$35 (waived first year)
Lock in fixed rate:
N/A
Amount you may lock in:
N/A
Advance options:
Check (minimum $100), in-store advance, transfer via online banking and telephone transfer
Other possible fees:
  • Stop payment: $28 per item
  • Returned NSF check:$35 per item
  • Advance less than minimum amount: $20 per item
The fine print:
All accounts subject to credit approval.
1 Click "Rate details" for rate information.  Rates shown are effective as of 06/03/2013. The variable Interest Rate and corresponding Annual Percentage Rate (APR) are based on the Wall Street Journal Prime Rate (the "Index"), currently 3.25%, plus a margin (spread).  The margin is determined based on the amount of the approved credit line and Bank evaluation of the borrower's credit score and credit history.  Rates are subject to change monthly based on changes in the value of the Index.  Minimum APR:  6.00%; maximum APR: 18.00%. 
Rate details:
details
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