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Loans







See what happens once you’ve submitted your application online. Explore the process.



A home loan is something you'll live with for a long time. Make sure you get one that fits. Explore loan options.



If you’re in search of some tools to help you through the process, we’ve got a few on hand. Try our payment calculators or translate all the lingo with our glossary.



Find a loan officer in your neighborhood, schedule some time to chat about home loan options or apply online through their website.



If you’re working with an Umpqua loan officer already, click here to apply through their webpage. If you'd like to apply online today, click here.

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Today's Rates as of 5/24/13 8:34AM Pacific (Average rates to the nearest point)
ProductRateAPR
15-yr fixed2.875%3.117%
30-yr fixed3.750%3.893%
Construction3.625%3.335%
FHA3.375%4.436%