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See what happens once you’ve submitted your application online. Explore the process.



A mortgage is something you’ll live with for a long time. Make sure you get one that fits. Explore loan options.



If you’re in search of some tools to help you through the process, we’ve got a few on hand. Try our payment calculators or translate all the lingo with our glossary.



Find a loan officer in your neighborhood and schedule some time to chat about mortgage options. Or apply online now through their webpage.



If you’re working with an Umpqua loan officer already, click here to apply through their webpage. If you’re just getting started, click here.

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Today's Rates as of 2/3/12 8:26AM Pacific (Average rates to the nearest point)
ProductRateAPR
15-yr fixed3.000%3.209%
30-yr fixed3.750%3.869%
Construction4.125%3.548%
FHA3.750%4.605%
 
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