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Personal Banking 

 

Personal Checking

Baby and mom

Choose from one of four unique checking account options

Open your account online today or visit us at any branch and we’ll help you select an Umpqua checking account that fits. 

  • Green Bar

    Umpqua Embark Checking

     

    An account designed to make managing money easy

    Check One Grow Savings account with monthly transfer
    X Complimentary wire transfers
    X Interest
    X Complimentary cashier's checks
    X Bonus interest on CD
    X No international processing fees
    Learn more
  • Green Bar

    Umpqua Access Checking

     

    An account that gives you flexibility, more savings options, and ATM rebates

     

    Check Three Grow Savings or Thrive Money Market accounts
    Check One incoming wire fee refund per monthly cycle
    X Interest
    X Complimentary cashier’s checks
    X Bonus interest on CD
    X No international processing fees
    Learn more
  • Green Bar

    Umpqua Attain
    Checking

     

    An interest-bearing account with premium benefits

    Check Five Grow Savings or Thrive Money Market accounts
    Check Complimentary incoming domestic and foreign wire transfers
    Check Interest
    Check Complimentary cashier’s checks
    Check Bonus interest on CD
    Check No international processing fees
    Learn more
  • Green Bar

    Umpqua Foundation Checking

     

    A great fit for customers who are new to banking or are restarting their banking journey

     

    • Debit card

      Debit card and online/mobile banking access

    • No minimum

      No minimum balance requirement

    • No overdraft fees

      No overdraft fees

    • Bank On

      Bank On certified – ensuring safe, affordable access

    • Perfect for customers

      Perfect for customers who are new to managing a checking account or unable to qualify for standard checking accounts

    Learn more
 

Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Umpqua Foundation Checking
Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month

No
Complimentary Savings Account

1
Grow Savings with monthly transfer

3
Grow Savings or Thrive Money Market

5
Grow Savings or Thrive Money Market
Interest
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle
Bonus Interest on CD
No International Processing Fees
Open an account

Get Today’s Rates

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

Cell phone

 

Online & Mobile Banking

 

We’ve made it simple to manage your money on your schedule.

Pile of coins

 

Personal Savings

 

Open an account so your money can grow with you.

Credit card

 

Credit Cards

 

Get a card that builds your credit and gives perks at the same time.