Umpqua Bank

Join us! Open an account:

  • Online by clicking "Open Online"
  • Over the phone at 1-866-4UMPQUA
  • At your nearest store
Stores nearest zip code :

emerge eChecking

Enjoy checking with no monthly service charge and no minimum balance when you use paperless statements. $25 gets you started.

Account details

  • Checking with no minimum balance
  • $25 minimum opening deposit
  • Paperless statements required

Additional features and benefits


Paperless statement requirement: Enroll in paperless statements within first 30 days of account opening or account converts to Grow Checking with applicable fees and service charges. If you are moving to Emerge eChecking from another Umpqua account that has been open more than 30 days, you must enroll in paperless statements prior to your account being moved.

Other possible fees ›