Personal Banking

 

Personal Savings Accounts

Savings Account

Choose one of three easy options, and open a savings account online.

  • Earns interest
  • Easy online banking
  • Umpqua ATM Card
  • Tie to checking account for overdraft transfers
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    Grow Savings

  • Green Bar

    Thrive Money Market

  • Green Bar

    Prosper Money Market

  Grow Savings Thrive Money Market Prosper Money Market
Earns Interest

Yes

Yes

Yes

ATM Card

Yes

Yes

Yes

Check Deposit

Unlimited complimentary deposit

First 50 checks per month complimentary; $0.25 per check after that

First 50 checks per month complimentary; $0.25 per check after that

Minimum to Open

$25

$100

$100

Monthly Pricing

$3 per month

$10 per month

$15 per month

Monthly Pricing Options

$0 with $200 or more daily balance; or primary signer is 18 and younger or 55 and older; or when you complete a monthly transfer from an Umpqua personal deposit account to your Grow Savings account

$0 with $1,000 minimum daily balance

$0 with $10,000 minimum daily or $25,000 combined balance

With Access Checking

Receive up to 3 complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking.

Receive up to 3 complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking.

With Attain Checking

Receive up to 5 complimentary Grow Savings or Thrive Money Market accounts when linked to Attain Checking.

Receive up to 5 complimentary Grow Savings or Thrive Money Market accounts when linked to Attain Checking.

Account Details

Account details

Account details

Account details

Get Today’s Rates

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Use a certificate of deposit as a low-risk savings solution with a fixed interest rate. No monthly service charge, and only $1,000 to open.

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  • Mobile check deposits from anywhere

  • Instant internal transfers to move money when you're on the move

  • Custom alerts to keep you in the know

  • Secure touch login for when you can’t remember that pesky password

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  • Up to three complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking
  • Up to five complimentary Grow Savings or Thrive Money Market accounts when linked to Attain Checking

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Enrolled in a qualified high-deductible health plan? A Health Savings Account (HSA) is a great way to save for medical expenses.

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Make annual contributions and enjoy significant tax benefits to help pay for anything from elementary school to college.

  • IRA

    Supplement your workplace plan or start a new retirement account.
    Learn more
  • Personal Checking

    Your money, wherever and whenever you need it.
    Explore checking