If you bank with us, your personal checking and money market accounts automatically come with Bounce Guard. Bounce Guard provides overdraft services for checks, recurring debit card payments, and bill payments*. For ATM withdrawals and everyday debit card transactions, we offer additional services.
What are your options? Use our handy tool to explore your options for supplemental services that help you complete a purchase or payment in the event that you don’t have sufficient funds in your account.
Explore your options
* We pay overdrafts at our discretion, as defined in our Overdraft Disclosure. We do not guarantee that we will always authorize and pay every type of transaction that may result in an overdraft. You may waive Bounce Guard, which provides automated paid overdraft service for checks, recurring debit card payments and bill payments by visiting your local store or calling 1-866-4UMPQUA.