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  1. Use umpqua.online banking or mobile banking to frequently view your account balances. With Umpqua mobile, it takes less than a minute to get your balance info by text.
  2. Set balance threshold alerts to notify you daily by email or text. (For example, we would ping you once a day as long as your account balance was below $300, $200 or $50, whatever amount you select.)
  3. Transfer funds using your phone, no matter where you are, with Umpqua mobile banking.
  4. Set up automatic deposit to ensure that funds are promptly deposited into your accounts. Create an email or text alert to receive confirmation of the deposit.
  5. Record your activity in your checkbook and review monthly account statements.