About Nicole
NMLS# 116574
Bellingham, WA

Nicole is a dedicated senior loan officer who specializes in WSHFC, conventional, VA and FHA loans — not to mention she’s construction certified and has been named to the Chairman’s Club many times. Over the past 16 years, she’s put her thorough understanding of the industry and lending requirements to work finding the best possible programs for her clients.


A native of Whatcom County, Washington, Nicole loves to stay involved in the community. She serves on the board of Kulshan Community Land Trust and is also on the Whatcom Community College accounting and finance advisory committee.

What it’s like to work with Nicole
The personnel at Umpqua Bank deserve more than a 5 star review. Nicole Walker and her team are a marvel to work with. They are easy to deal with and very efficient. They kept us in the communication loop and sent constant updates on any changes. If there was a question, it got answered. They make you feel like they are there for you.
Richard and Sherrie C.
Nicole is the best! My husband and I took a first-time home buyers class a few years ago that Nicole had presented at. We stayed in touch with her over the years until we were finally ready to purchase our first home. I had tons of questions and she was always quick to respond and always happy to help. Her team was amazing and I would absolutely recommend Umpqua.
Katy J.
I’ve worked with a lot of different lenders over the years. Nicole Walker is the one I always hope my buyers choose to work with. Thank you yet again for all you do!!
Aeden H., Buyer’s Agent

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