Business Term Loan

Enjoy a fixed interest rate on $10,000 to $500,000 for up to 7 years for financing new or used vehicles, long-term working capital, equipment, existing debt or expansion.

account details

  • Loan of $10,000 to $500,000
  • Fixed interest rate
  • Term of up to 7 years
  • Loan origination fee: 0.50% of the loan amount *(fee waived on new loans during promotional period of September 5, 2017 through November 30, 2017)
  • Rate discount with auto-pay from Umpqua Bank deposit account
  • Fully amortized over loan term
  • Umpqua Bank account suggested
  • Collateral secured by business assets, vehicles or equipment
  • Third-party closing costs may apply

rate details

for zip code
Product rates
Amount Term (in months) Rate Range
$10,000 - $100,000 Up to 36 4.50% - 7.50%
37-60 5.00% - 8.00%
61-84 5.25% - 8.25%
$100,001 - $500,000 Up to 36 4.10% - 7.10%
37-60 4.50% - 7.50%
61-84 4.75% - 7.75%
Questions? Call us at 1-866-4UMPQUA.

Disclosures

Interest Rate

Rates shown are effective as of 10/3/2016 and subject to change without notice. The interest rate is based on the approved loan amount and our evaluation of borrower's credit history. Advertised rate includes a 0.50% automatic payment discount from an Umpqua Bank account.

* Origination fee of 0.50% waived on applications taken from September 5, 2017 through November 30, 2017 for new loans (refinance of current Umpqua Bank loans are not eligible).

Credit approval

All loans subject to credit approval.

open account

Call us at 1-866-4UMPQUA

stores

near zip code