Business Term Loan

Enjoy a fixed interest rate on $10,000 to $500,000 for up to 7 years for financing new or used vehicles, long-term working capital, equipment, existing debt or expansion.

account details

  • Loan of $10,000 to $500,000
  • Fixed interest rate
  • Term of up to 7 years
  • Loan origination fee: 0.50% of the loan amount
  • No annual fee
  • Fully amortized over loan term
  • Umpqua Bank account suggested
  • Collateral secured by business assets, vehicles or equipment
  • Third-party closing costs  may apply

rate details

for zip code
Product rates
Amount Term (in months) Rate Range
$10,000 - $500,000 Up to 36 3.50% - 6.50% 
37-60 4.25% -7.25%
61-84 5.00% -8.00%
Questions? Call us at 1-866-4UMPQUA.


Interest Rate

Rates shown are effective as of 04/18/2014 and subject to change without notice. The interest rate is based on the approved loan amount and our evaluation of borrower's credit history. Advertised  rate includes a 0.50% automatic payment discount from an Umpqua Bank account. 

Credit approval

All accounts subject to credit approval.

Late payment fee

Late payment fee is the greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

open account

Call us at 1-866-4UMPQUA


near zip code