Business Term Loan

Enjoy a fixed interest rate on $5,000 to $500,000 for up to 5 years for financing new or used vehicles, long-term working capital, equipment, existing debt or expansion.

account details

  • Loan of $5,000 to $500,000.
  • Fixed interest rate
  • Term of up to 5 years. See below for details
  • No origination fee
  • No annual fee
  • Fully amortized over loan term
  • Umpqua Bank account suggested
  • Collateral secured by business assets, vehicles or equipment
  • 0.50% rate discount with auto pay from Umpqua deposit account
  • Third-party closing costs of $500 to $3,000 may apply

rate details

for zip code
Product rates
Amount Term (in months) Rate Range
$5,000 - 25,000 Up to 36 3.50% - 6.75%
$25,001 - 100,000 Up to 36 3.50% - 6.75%
$100,001 - 250,000 Up to 36 3.50% - 6.75%
$5,000 - 25,000 37 - 60 4.25% - 7.50%
$25,001 - 100,000 37 - 60 4.25% - 7.50%
$100,001 - 500,000 37 - 60 4.25% - 7.50%
Questions? Call us at 1-866-4UMPQUA.

Disclosures

Interest Rate

Rates shown are effective as of 4/1/2014.

Credit approval

All accounts subject to credit approval.

Loan term

Term of 72 or 84 months available on amounts over $50,000 when rolling stock or manufacturing equipment is used as collateral.  Certain restrictions apply.  Contact your local Umpqua Bank store for additional information.

Late payment fee

Late payment fee is the greater of $10 or 5% of any minimum payment not paid within 10 days after due date

Other possible fees for zip code 97205

open account

Call us at 1-866-4UMPQUA

stores

near zip code