Commercial Real Estate
Term Loan

When the time comes to expand, relocate or buy real estate property, we're here to help with loans from $25,000 up to $500,000 with interest rate adjusted every 5 years.

account details

  • Loan of $25,000 to $500,000
  • Interest rate adjusted every 5 years
  • Term of up to 15 years or amortized over 25 years with 10-year maturity and a balloon payment
  • Loan origination fee: 0.50% of the loan amount
  • No annual fee
  • Minimum monthly payment: Principal and interest based on amortization
  • Collateral secured by Commercial, Residential and Multi-Family Real Estate
  • Rate discount included with auto-pay from Umpqua Bank deposit account
Questions? Call us at 1-866-4UMPQUA.


Credit approval

All accounts subject to credit approval and qualification of the property.


No bare land. Non Owner occupied property allowed if customer has their primary banking relationship with Umpqua Bank. Ask Associate for further details.

Closing costs

Third party closing costs may apply

Insurance requirement

Property insurance required; flood insurance is also required if property is located in a special flood hazard area.

open account

Call us at 1-866-4UMPQUA


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