Enjoy a Line of credit from $10,000 to $250,000. It's a great option for short-term working capital, seasonal purchases, inventory or payroll. 

account details

  • Loan of $10,000 to $250,000
  • No set maturity on line of credit up to $100,000
  • One-year terms on loans of $100,001-$250,000
  • No origination fee
  • Variable interest rate
  • $150 annual fee for amounts up to $100,000
  • Minimum monthly payment: Interest only on lines up to $100,000. Interest only with balloon payment at maturity on lines $100,001 and above.
  • Collateral not required

rate details

for zip code
Product rates
Payment Amount variable interest rate
Interest only monthly $10,000 to $25,000 Index + 2.50% to Index + 5.50%
Interest only monthly $25,001 to $100,000 Index + 2.80% to Index + 5.80%
Interest only monthly $100,001 to $250,000 Index + 2.35% to Index + 5.35%
Questions? Call us at 1-866-4UMPQUA.


Interest Rate

Advertised rate margin includes a 0.50% automatic payment discount from an Umpqua Bank account.  Rates shown are effective as of 6/15/2017 and are subject to change without notice. The Interest Rates are variable and based on the Wall Street Journal Prime Rate (the "Index"), currently 4.25%, plus a margin (spread). The margin is based on the approved loan amount and our evaluation of borrower's credit history.

Credit approval

All loans subject to credit approval.

Loan term

Up to $100,000: Revolving line of credit. $100,001 and up: 1 year with balloon payment at maturity.

open account

Call us at 1-866-4UMPQUA


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