Exciting News! Umpqua Bank and Columbia Bank: Together for Better
Umpqua and Columbia Bank are combining to create the West Coast’s leading regional bank to better serve our customers and communities. Learn more
Open an Embark Checking account today and get rewarded.
Select CRE Secured Expressline Terms & Conditions
Interest rate shown is effective as of 4/19/2021 and subject to change without notice. The interest rate is variable and based on The Wall Street Journal Prime Rate (the "Index"), currently 3.25%, plus a margin (spread). In no event will the Annual Percentage Rate be less than 3.75%. Maximum Annual Percentage Rate of 18.00%. The margin is based on the approved loan amount and our evaluation of borrower's credit history. Advertised margin includes a 0.50% automatic payment discount from an Umpqua Bank account.
All accounts subject to credit approval.
No bare land or lots as collateral.
Third-party closing costs may apply.
Property insurance required for accounts secured by improved real estate; flood insurance is also required if the property is located in a special flood hazard area.