If you bank with us, most business checking and money market accounts automatically come with Bounce Guard. Bounce Guard provides overdraft services for check, bill payment, ATM, everyday debit card and recurring debit card transactions. We pay overdrafts at our discretion, as defined in our Overdraft Disclosure for Business Accounts.
There is no fee to sign up for Bounce Guard. Your account is charged a fee per item paid or returned. You may waive Bounce Guard by visiting your neighborhood Umpqua store or calling 1-866-486-7782.