SBA loans

With Umpqua SBA loans, you can enjoy:

  • Loans approved quickly
  • Small business knowledge & experience
  • Terms up to 30 years
  • Down payment as low as 10%
  • Competitive fixed and variable rates
  • Loans may be assumable

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Comparison of SBA Lending Products
Product Loan type Best use Term Loan amount Your needs
SBA advantage loan Find a Store Also known as a 7(a); SBA’s primary program for term loans
  • Commercial Real Estate
  • Construction/remodel
  • Business acquisition/expansion
  • Debt refinance
  • Partner buyout
  • Equipment
7-25 years $250,000 to $5 million Best for those interested in commercial real estate, heavy equipment and business expansion
small sba advantage loan Apply Now Also known as a 7(a); for smaller loans
  • Working capital
  • Equipment
Up to 7 years $10,000 to $100,000 Fast turnaround time and streamlined process
SBA grow loan Find a Store Also known as a 504; long-term, fixed-asset financing
  • Commercial Real Estate
  • Construction/remodel
  • Heavy equipment
  • Business expansion
10 to 25 years Up to $11.25 million Best for those interested in: commercial real estate, heavy equipment and business expansion purposes
USDA Find a Store Promotes rural development through commercial financing of rural businesses
  • Business acquisition/expansion
  • Construction/remodel
  • Working capital
  • Inventory & equipment
  • Debt refinance
7-30 years Up to $25 million Finance your rural business and commercial real estate