Main Street Plus Checking

Earn interest to grow your business even more. Each month your first 200 transactions and $10,000 in currency deposits are on us. Plus, we'll comp the $20 monthly service fee with a $10,000 minimum daily balance.

account details

  • Transactions included per month at no charge: Up to 200 combined paid and deposited items and up to $10,000 cash deposited
  • $20 monthly service charge, waived when requirements are met
  • $100 minimum opening deposit

rate details

for zip code
Product rates
Balance Variable interest rate APY
$0.01 to $24,999.99 0.03% 0.03%
$25,000 to $49,999.99 0.03% 0.03%
$50,000.00 to $99,999.99 0.03% 0.03%
$100,000.00 to $249,999.99 0.03% 0.03%
$250,000.00 to $499,999.99 0.03% 0.03%
$500,000.00 and above 0.03% 0.03%

additional features and benefits

Questions? Call us at 1-866-4UMPQUA.


Interest Rate

The interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 4/7/2014. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. The interest rate is variable and may change at any time after account opening. Fees may reduce earnings.

Monthly service charge

The monthly service charge will be waived when you maintain a minimum balance of $10,000 in your checking account.

Transaction charges

$0.30 is charged per item after the first 200 items. $0.30 is charged per $100 after the first $10,000 of currency deposited. Transactions include deposits, deposited items, checks, withdrawals, ACH, wires, Umpqua Bank Visa Check card signature and PIN-based transactions, other debits, and other credits

Other possible fees for zip code 97205

open account

Call us at 1-866-4UMPQUA


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