Seasonal operating lines

If you have a strong capital base but need extra liquidity during your peak season, this line will get you the cash you need. Choose automated disbursements and payments, or control the process yourself through online banking as needed. Monthly interest payments are collected via automatic debit from an Umpqua Bank checking account. 

Accounts receivable financing

Use your accounts receivable as collateral to obtain a line of credit.

Umpqua credit cards

A convenient way for managers and key employees to pay for travel and other expenses. We have a range of Visa® cards with great rewards and flexible options. Check them out.