Main Street Money Market

With our Main Street Money Market, the more your business keeps in the account, the higher the  rate. Plus, enjoy the flexibility of check writing and debit card usage. 

account details

  • $100 minimum to open
  • Earns interest. Higher balance=better rate
  • $10 monthly service charge, waived with $2,500 minimum daily balance
  • Online banking
  • Umpqua Debit Card
  • Combined statements
  • Check writing
  • Tie to a checking account for overdraft services
  • Build your balance with automatic transfers from a checking account

rate details

for zip code
Product rates
Balance Variable interest rate APY
$0.01 to $9,999.99 0.03% 0.03%
$10,000 to $49,999.99 0.03% 0.03%
$50,000 to $99,999.99 0.03% 0.03%
$100,000 to $249,999.99 0.05% 0.05%
$250,000 to $499,999.99 0.07% 0.07%
$500,000 or more 0.10% 0.10%
Questions? Call us at 1-866-486-7782.


Interest Rate

See "rate details" above for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Interest compounds monthly. Rates are effective as of 4/7/2014, and are subject to change at any time. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. Fees may reduce earnings.

Monthly service charge

The monthly service charge will be waived when you have a minimum daily balance of at least $2,500 in this account.

Umpqua Debit Card

Limited to six (6) debit items per statement period. Excessive-transaction fees apply if these limits are exceeded. Exception: ATM and in store withdrawals are unlimited.

Other possible fees for zip code 97205

open account

Call us at 1-866-4UMPQUA


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