ACH services

Improve receivables collection and reduce transaction costs with electronic credits. ACH services including direct debit, business-to-business transactions, and cash concentration allow you to collect dues and payments with the click of a mouse.

Wholesale Lockbox

Accelerate the collection of your company's remittances, enabling you to manage your account receivables more effectively and efficiently. Improving your receivables process will provide access to your funds more quickly, whether you have a high volume of small invoices or just a few large checks.

Take advantage of these benefits:

  • Improved cash flow
  • Online access to lockbox deposit totals and images of remittance documents
  • Decreased potential for theft, fraud and error by reducing the number of employee "touches" on each transaction
  • Reduced mail and check-clearing float
  • Improved staff productivity
  • Faster response to customer inquiries

Remote Deposit

Save time and money when you scan and send checks to your Umpqua Bank account using Remote Deposit. No waiting. No courier fees. No leaving your store or office. Setting up and using a compact scanning device is fast and simple.

The benefits, in a nutshell:

  • Deposit checks electronically & securely from your office
  • Consolidate deposits quickly into your account
  • Reduce (or eliminate) courier costs

If you accept a large volume of checks and coupon remittances in your offices, we have a solution that will simplify your workload. Please ask us about RemitPlus service.

Cash Vault

There is no need to worry with Umpqua cash vault services. Your armored car provider delivers directly to our cash vault to reduce your company's exposure to loss or theft. We are equipped to handle your currency and coin deposits, including checks if desired, in a secure environment with state-of-the-art equipment including a 24-hour automated change ordering system. To further enhance deposit integrity, we require serialized, tamper-proof poly bags.