Take Control with an Umpqua Home Equity Line of Credit Featuring SmartLock Starting at 3.50% APR.

 

From building a new addition to your home to consolidating your debt under one manageable umbrella, there’s no limit to the projects you can tackle with an Umpqua Home Equity Line of Credit featuring SmartLock.

 

 

SmartLock

SmartLock

The beauty of an Umpqua Home Equity Line of Credit is you can lock in your interest rate, so you don’t have to worry if rates rise. We call it our SmartLock option, because locking in a low interest rate is always a smart move. 

How it Works

  • Open a Home Equity Line of Credit (Contact us for current rates).

  • We pay standard closing costs on lines up to $500,000.

  • Lock in all or a portion of your new draw balances with SmartLock at a fixed rate as low as 3.50% APR .

  • Up to 3 Waived SmartLock Fees (normally $50 each).

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