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Keep your life and money in harmony.

Umpqua’s checking accounts are built to handle the high notes, the low notes and every note in-between.

  • Umpqua Embark Checking

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    Life gets complicated. Keep your checking account simple. Embark Checking is designed to make managing money easy.


  • Umpqua Access Checking

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    Umpqua Access Checking gives you flexibility, more savings options, and ATM rebates.


  • Umpqua Attain Checking

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    Attain Checking is interest-bearing with premium benefits, for those wanting to put their wealth to work.



Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month

Complimentary Savings Account

Grow Savings with monthly transfer

Grow Savings or Thrive Money Market

Grow Savings or Thrive Money Market

Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle

Bonus Interest on CD
No International Processing Fees
Open an account

Umpqua Go-To


Your dedicated Go-To banker is just a tap away.


Umpqua Go-To is a secure, direct chat connection between you and a personal banker of your choice.


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  • Personal Online & Mobile Banking

    Access to your accounts is just a tap away.
    Learn more
  • Personal Savings

    Save for a rainy day, or any day you want to make it rain.
    Explore Savings