Earns interest. Call or come into a store for details.
You may be able to waive the monthly service charge on your checking account with the combined balances in your linked eligible Umpqua Bank deposit accounts. Eligible deposit accounts include checking, savings, CDs, money market, and IRAs. Balances from linked accounts used to qualify for a monthly service charge waiver on one checking account can also be applied to qualify for a monthly service charge waiver on another checking account.
The combined balance is calculated by adding together the lowest daily ledger balance from your checking account and each of the accounts linked to your checking account. We may use balances from different days depending on when the lowest daily ledger balance occurs in each linked account. Balances are selected from the period starting on the first calendar day of the month to the last day of your checking account's statement period.