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Good for you and your family

  • The funds you put into your account are not taxed, nor is the interest you accrue on the account balance. *
  • Save more for medical expenses you incur today or in the future, then easily pay for them using your special HSA debit card.
  • Use the funds for a variety of medical expenses.

Common questions for families

Smart for you as an employer

  • Provides a lower-cost healthcare insurance option for employees.
  • Contributions to employees' HSAs are not reported as employee income, so you avoid paying FICA.
  • If the plan permits employee contributions to an HSA, payroll deductions are made pre-tax so you don't pay FICA on these amounts either.

Common questions for businesses

* For CA customers, see your tax advisor