Construction loans

Have you been dreaming, planning and designing your dream home or major remodel? Now it’s time to figure out financing. Our custom construction loans offer construction and permanent financing up to $3 million for new homes and significant remodeling projects– all with one application, appraisal and closing.

Renovation loans

Looking to remodel your kitchen? Need a new roof and siding? Umpqua’s renovation loan options can help you customize and create your perfect home. From financing simple repairs, energy improvements and remodeling projects, to major repairs and complex renovations, Umpqua’s renovation loans have you covered.

Construction services:

For customers

It's no secret that there are a lot of moving parts when it comes to construction and renovation financing. Our construction certified loan officers and specialized construction department have the experience to handle the complexity of these loans with ease and sophistication. We'll be by your side to offer expert advice and assist you from start to finish. Take a look at our custom construction loan process diagram to discover the steps you'll take to complete this journey: Click here to view.

For home builders

At Umpqua Bank, builders work with a dedicated Umpqua custom construction specialist from start to finish. Whatever the demands of your project, Umpqua has the services and support to make it happen, all under one roof. With all construction draws completed in-house, you will never work with a third party for construction disbursements. It’s just more efficient, more flexible and friendlier that way — for you and your wallet.

Get started:

Locate a construction loan officer

Umpqua Bank's construction and renovation certified loan officers are knowledgeable and trained to make your home buying process smooth and stress-free. They'll explain your options so that you can make an informed decision about construction financing, and most importantly, you'll find good people who simply want to help you finance the home of your dreams.

We have local construction lenders in your neighborhood, from southern California to Oregon and Washington, and from Idaho to northern Nevada. Find a local loan officer and get started today!
Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply.