Loan programs are
subject to credit approval. Other terms, conditions,
restrictions & fees may apply. Full documentation, title & property
insurance required. Flood insurance required if property is located in a
Special Flood Hazard Area. Mortgage loan programs offering minimal down
payment options may require mortgage insurance.
Interest Rate & APRs displayed are accurate as of 04/17/15 08:00 AM PST,
and are subject to change without notice. These are posted for example
purposes and do not constitute a commitment to lend.
APRs displayed depend upon many variables based on loan programs, agency
requirements, terms and underwriting guidelines. They reflect the current
interest rate and may include discount points (as indicated in each specific
loan program to the right, as applicable) and do not include other specific
finance charges you may be required to pay. Quotes are based on a mortgage
loan for residential home purchase transactions not for refinances and are
based upon a 30 day rate lock period. Loan pricing can only be locked with an
Umpqua Loan Officer or our Direct Lending Group.
shown above do not include amounts for taxes and insurance. Actual payment
obligation will be greater.
(Both Umpqua and former Sterling/Argent customers: Find your account below)