Auto Loan

Your next set of wheels, whether fresh off the line or slightly loved, are ready to roll with a fixed-rate loan of up to seven years.

account details

  • New: Loan of up to 100% of invoice amount 
  • Used: 100% NADA clean trade in value
  • Fixed interest rate
  • $100 origination fee
  • Collateral: new or used auto 10 years or newer
  • Terms between 24-84 months based on loan amount and collateral
  • Payments fully amortized over term

rate details

for zip code
Product rates
Amount Interest rate APR Term
$3,000 and up 2.85% - 6.60% 2.89% - 8.56%  24 months
3.05% -6.80% 3.08% - 8.14%  36 months
3.15% - 6.90%  3.17% - 7.93%  48 months
3.25% - 7.00%  3.27% - 7.83%  60 months
3.40% - 7.15%  3.41% - 7.86%  72 months
$30,000 and up (new vehicles only) 3.75% - 7.50%  3.76% - 7.60%  84 months
Questions? Call us at 1-866-790-2121.

Disclosures

Interest Rate

Rates shown are effective as of 4/19/2014 and are subject to change without notice. Advertised Annual Percentage Rates (APRs) include a 0.50% automatic payment discount from an Umpqua account. APR is  based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. A $10,000.00 loan, at a 5-year term, 5.20% interest rate and 5.61% APR would be repayable in 60 monthly payments of  $191.53 each. 

Credit Approval

All accounts subject to credit approval.

License fee

Borrower responsible for any tax and  licensing fees. 

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, ID, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

Minimum monthly payments

Minimum monthly payment of principal and interest amortized for term of loan with minimum amount due of $100.

open account

Call us at 1-866-790-2121

stores

near zip code