Auto Loan

Your next set of wheels are ready to roll with a fixed-rate loan. Take up to 7 years to pay back, plus we'll take 0.50% off the rate with autopay from an Umpqua deposit account.

account details

  • New: Loan of up to 100% of invoice amount 
  • Used: 100% of Kelly Blue Book wholesale value
  • Fixed interest rate
  • Term of up to 7 years
  • $100 origination fee
  • Payments fully amortized over term
  • Collateral: new or used auto 10 years or newer
  • 0.50% rate discount with autopay from an Umpqua deposit account

rate details

for zip code
Product rates
Amount Interest rate APR Term
$5,000 and up 3.10% - 6.10% 3.13% - 8.03% 24 months
3.30% - 6.30% 3.32% - 7.62% 36 months
3.40% - 6.40% 3.42% - 7.41% 48 months
3.60% - 6.60% 3.61% - 7.42% 60 months
3.70% - 6.70% 3.71% - 7.52% 72 months
$30,000 and up 4.65% - 7.65% 4.66% - 7.75% 84 months
Questions? Call us at 1-866-790-2121.

Disclosures

Interest Rate

Rates shown are effective as of 4/1/2014 and are subject to change without notice. The loan interest rate is based on the approved loan amount and Bank evaluation of the the borrower's credit score and credit history.  The disclosed range of Annual Percentage Rates (APRs) take into account the $100 loan origination fee and $100 minimum payment requirement.  A $10,000.00 loan, at a 5-year term, 6.60% interest rate and 7.02% APR would be repayable in 60 monthly payments of  $196.13 each.

Credit Approval

All accounts subject to credit approval.

License fee

Borrower must pay tax and License fee (CA, NV, WA) Borrower must pay license fee (OR).

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

Minimum monthly payments

Minimum monthly payment of principal and interest amortized for term of loan with minimum amount due $100.

Other possible fees for zip code 97205

open account

Call us at 1-866-790-2121

stores

near zip code