Executiveline

A line of credit with a higher threshold than our Expressline: borrow over $15,000 to $100,000 and save 0.25% on the rate with autopay from an Umpqua deposit account.

account details

  • Line of credit from $15,001 to $100,000
  • Variable interest rate
  • 5-year term
  • Origination fee of 1% of the credit line or $250, whichever is greater
  • $75 annual fee
  • Minimum monthly payment of interest only, with balloon payment at maturity
  • Unsecured
  • Advance funds through check, in-store advance, transfer via online banking and telephone transfer
  • 0.25% rate discount with autopay from an Umpqua deposit account

rate details

for zip code
Product rates
Balance Variable interest rate APR Min. APR Max. APR
$15,001- $25,000 Index + 2.25% to Index + 4.25% 5.50% - 7.50% 5.00% 18.00%
$25,001 - $75,000 Index + 1.25% to Index + 3.25% 5.00% - 6.50% 5.00% 18.00%
$75,001 - $100,000 Index + 0.50% to Index + 2.50% 5.00% - 5.75% 5.00% 18.00%
Questions? Call us at 1-866-790-2121.

Disclosures

Interest Rate

Rates shown are effective as of 4/1/2014. The variable Interest Rate and corresponding Annual Percentage Rate (APR) are based on the Wall Street Journal Prime Rate (the "Index"), currently 3.25%, plus a margin (spread). The margin is determined based on the amount of the approved credit line and Bank evaluation of the borrower's credit score and credit history. Rates are subject to change monthly based upon changes in the value of the Index. Minimum APR: 5.00%. Maximum APR: 18%

Credit approval

All accounts subject to credit approval.

Advance funds

Available through checks, in-store advance, online banking or telephone transfer. Minimum draw of $100.

Late payment fee

CA: Greater of $5 or 5% of any minimum payment not paid within 10 days after due date.  NV, OR & WA: 5% of any minimum payment not paid within 15 days after due date.

Other possible fees

Stop payment: $30 per item. Returned NSF check: $35 per item.

Other possible fees for zip code 97205

open account

Call us at 1-866-790-2121

stores

near zip code