Need a line of credit instead of a loan? With lines from $1,000 to $15,000 and no origination fee, you can borrow a little or a lot depending on what suits you.  

account details

  • Line of credit from $1,000 to $15,000
  • Revolving line of credit 
  • $35 annual fee
  • Unsecured 
  • Advance funds through check, in-store advance, transfer via online banking and telephone transfer
  • Variable interest rate
  • No origination fee
  • Minimum payment of 2% of principal balance or $50, whichever is greater

rate details

for zip code
Product rates
Balance Variable interest rate APR Floor Ceiling
$1,000- $5,000 Index + 5.00% 8.25% 6.00% 18.00%
$5,001 - $15,000 Index + 3.50% 6.75% 6.00% 18.00%
Questions? Call us at 1-866-790-2121.


Interest Rate

Rates shown are effective as of 4/19/2014 and subject to change without notice. The disclosed Annual Percentage Rates (APRs) are variable and based on the Wall Street Journal Prime Rate (the "Index"), currently 3.25%, plus a margin (spread).  The margin is based on the approved loan amount and our evaluation of your credit history.

Credit approval

All accounts subject to credit approval.

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, ID, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

open account

Call us at 1-866-790-2121


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