About Carmen
NMLS# 504887
Bellingham, WA

Carmen loves everything about helping someone buy a new home. She works with a wide range of clients, specializing in first-time home buyers and United States military veterans. Her goals are to build great relationships and become every client’s “lender for life.” Carmen takes pride in her ability to walk her clients through every stage of the loan process.

Some accomplishments in her field this past year are having now been a member of the President’s Club for eight years in a row, becoming and maintaining top producer status in her local Bellingham branch for several years, earning the Bank’s Circle of Excellence for all four quarters, achieving the exclusive Leaders Club 2020, and making as many customers smile as much as possible.

In her spare time, Carmen volunteers on the Banquet Committee for the Whatcom County (Washington) Association of Realtors. She can also be found laughing with her Wine Tribe, road tripping, trying new recipes, and traveling the country with her family.

What it’s like to work with Carmen
Carmen was a referral from my real estate agent. She answered my many questions and walked me through the process. Carmen and her team were AMAZING! They made a possibly stressful situation as easy as possible.
Sarah E.
Carmen is a loan magician! She did an impossible job in a short amount of time. Thankful for her communication along the way, and making it happen. My clients got the house they wanted because of her diligence. And I know it was not easy. Thank you Carmen!
Monica Z., Listing Agent
Carmen and her team are the best of the best in the lending world! They are on top of their game and I know my clients are in great hands with their home purchase when working with Carmen and her team!!
Annie D., Buyer’s Agent

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Smiling family outside new home