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Unless customer opts-out, $500 will be credited to all home loans that qualify and reflected in the Closing Disclosure. Amount credited is generally applied at closing. In the event the amount credited (or any portion thereof) is not applied at closing, a reimbursement will be made to the borrower, generally within 90 days of closing, and the Closing Disclosure will be corrected to reflect the credit.
Offer applies only to closed Umpqua Bank home loans with an application started June 1, 2018 or later. May not be combined with any other closing cost promotion or benefit. Not valid on loan assumptions. Offer is subject to change or end without notice at Umpqua Bank's discretion. Other terms and conditions may apply. Offer may be taxable. It is recommended you consult with your tax advisor for details.
Umpqua personal checking account can be new or existing and must be in the name of the borrower or co-borrower. $1000 balance and evidence of $500 recurring direct deposit(s) will be verified and must be dated within 60 days prior to closing.
Checking Account Options: