About Jim
NMLS# 870232
Santa Rosa, CA

Jim is a dedicated and experienced home loan officer in the Santa Rosa, California, area. He’s been in the industry since 1990, and he’s construction certified. His favorite part of his job is helping borrowers reach their financial goals, and he follows the stock and housing markets closely so he can always give his clients the most up-to-date information.


Jim loves sports, including baseball and disc golf. He’s the father of four boys and volunteers with a local youth baseball team. He is fluent in American Sign Language.

What it’s like to work with Jim
Jim Sheets is fantastic to work with. He is very professional with a good sense of humor that breaks any possible tense situation. When called, he responds promptly and handles your questions and concerns without making you feel foolish. I will recommend him and Umpqua.
Scott and Colleen A.
Jim Sheets is an amazing individual and he is very professional. My wife and I have never worked with such an amazing loan officer! Best experience ever!
David and Sandra C.
Jim was very thorough and updated us frequently along the process. We are very happy customers.
Dennis and Theresa C.

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