About Joshua
NMLS# 1023214
El Dorado Hills, CA

Prior to his career in the mortgage industry, Joshua worked in law enforcement where he learned to appreciate the importance of teamwork and communication to achieve a common goal. Those skills have proven invaluable in mortgage lending, whether he’s walking a customer through the loan process or making sure closing dates are met. Specializing in builder loans, Joshua’s unique ability to form personalized relationships with builders and clients has resulted in numerous awards including Top Team Funder in 2019 and several for Team Employee of the Month.


The longtime Folsom resident is an active member of the community where he has coached youth and High School football for the past 15 years. Whether he’s taking All-Stars from the Sacramento Region to Florida to participate in high profile games or working out local kids in a homemade gym he built in his garage, Joshua enjoys helping kids grow and reach their full potential, both on and off the field.

What it’s like to work with Joshua
Joshua Womack was awesome. He helped us every step of the way and answered all our questions. Even now, after the loan has closed, he still takes my calls and answer my questions. What an awesome person he is.
Burdine and Norman G.
Joshua Womack was very professional throughout the entire process. His communication was great, his follow-up was prompt, and the whole loan was smooth from start to finish. I’d highly recommend Joshua!
Michael R.
Joshua Womack was professional. I’d recommend him to all my friends. Thank you to the top shelf team at Umpqua! You are best in class and serving the local community.
Ken T.

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