About Lena
NMLS# 1236038
Bellingham, WA

Relocation has been a primary focus of Lena’s, and she prides herself on being able to communicate thoroughly and effectively with customers all over the world. With 15 years of service, she knows VA loans like the back of her hand and has helped many veterans relocate. She is also construction certified, experienced in first-home purchases, and well versed in all the low down payment options, including zero-down loans. Savvy investors can also count on Lena to offer impeccable, knowledgeable service.


Lena’s passion for finding the best solutions for her customers has led her to become a top producer as a personal financial rep, an assistant manager at a top-producing branch, and a top producer in consumer lending. Her husband coaches their two boys, who play soccer year-round, and both parents both love braving the Pacific Northwest weather to cheer them on. Off the soccer field, the family enjoys exploring, biking, hiking and camping in their Sprinter van.

What it’s like to work with Lena
Lena is one of the very best loan officers in the business. She had my clients pre-approved on the first day and closed in 30 days on time. She was in communication with us throughout the transaction. Lena and Umpqua Bank were exceptional!
Brooks F., Buyer’s Agent
Lena Shammel is the most skilled and socially aware individual I have ever had the pleasure of working with at a financial institution. Because of Lena, I have switched my personal account to Umpqua as well.
Susan A.
Lena Shammel is hands down THE best loan officer EVER! She is an amazing human being. If I had a daughter, I would hope that she would grow up to be like Lena.
Michael and Lisa B.

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