About Mitzi
NMLS# 477854
Portland, OR

Mitzi believes in people and numbers. For over 25 years, she’s combined her love of both to ensure her clients find the perfect loan. With a wealth of experience at her disposal, Mitzi is certified in construction lending and specializes in high balance loans, investment properties and first time homebuyer loans. Her dedication to customer service has resulted in numerous awards including: Forbes Market Leader, Five Star Mortgage Professional, Umpqua Home Lending Circle of Excellence and Umpqua Construction Elite. Big or small, Mitzi provides the same level of expertise to all her clients. She can originate home loans from Hawaii to Colorado.


A native Oregonian, Mitzi loves the great outdoors. In her free time, you can find her hiking, biking, or kayaking with friends and family. She is also active in her church, volunteers with Habitat for Humanity and is involved with the Oregon State Business Roundtable choosing speakers and providing networking mentorship for OSU students.

What it’s like to work with Mitzi
Mitzi Kondo just helped us complete our second mortgage with Umpqua, this time a construction loan. I wouldn’t go to anyone else. She is fantastic! We felt encouraged, informed, and supported. We felt like she really worked and advocated for us.
Susanne and Timothy S.
Mitzi was very helpful and professional. She replied to my inquiries very quickly, even on weekends. I have worked with her before and would definitely do so again, as well as refer friends and family to Mitzi!
Dahr-wynn B.
Mitzi Kondo is an expert when it comes to mortgage lending. We appreciated her professionalism and enjoyed working with Mitzi throughout the transaction.
Moni O.

Get started on your loan process

Start an Application

mobile title

desktop title

You’ve already applied for the loan and now you want to check on its status.

Smiling family outside new home