NMLS# 429598 Lake Oswego, OR MonicaAo@UmpquaBank.com 503-348-3138
Home Loan Officer

Monica Ao

Think back to the best professor you had in college. What made them stand out? It was likely their ability to communicate so effectively that you felt like you were really learning something. This is the unique skill Monica brings to the home lending process. Specializing in veterans’ loans and first-time homebuyers, Monica stays up to date on the latest regulations, guidelines and products to ensure her clients receive the perfect loan to suit their financial needs. Her attention to detail and willingness to explain every fee and closing cost have earned her the respect of her peers and numerous awards including Top Producer for multiple months in 2015 and 2016 and Top 10% Self-Sourced Loan Officer in 2018 and 2019.

Outside the office, the Oregon State alum loves to take road trips in the family’s motorhome and go glamping with her toddler and her dog, “Jackson,” at various state and national parks. An active athlete with a variety of interests, Monica enjoys playing tennis, volleyball and golf, loves country music and takes pride in her cooking and hosting all of her family’s holiday meals. An active member of the community, Monica has volunteered with Habitat for Humanity for 20 years and works with Friends of Trees and SOLV, two organizations dedicated to maintaining a healthy environment for future generations.

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