About Tammy
NMLS# 509444
Medford, OR

Tammy is a senior home loan officer with over 20 years of experience providing clients with all types of lending solutions, including FHA, VA, USDA, ODVA, conventional, construction and renovation loans. Tammy knows how important it is to listen to her customers’ needs so that she can provide the proper counsel and education to help them meet their homeownership goals.


In her hometown of Eagle Point, Oregon, Tammy enjoys fishing and horseback riding. As the VP of Hope Equestrian Center, she shares her love of horses with her community through this program that changes the lives of kids and adults with special needs. She’s also a past board member of the HBA and has been a Leaders Club member since 2012.

What it’s like to work with Tammy
We were fortunate to have Tammy Morgan work with us in the loan process. She explained the loan process with clarity. When we had questions she answered those questions promptly. We would not hesitate to work with Tammy in the future. We look forward to a long relationship with Umpqua Bank.
Kathleen and Bud B.
Tammy Morgan is experienced and did a good job of helping me through the process of refinancing my home. I have recommended her to a friend interested in refinancing their home mortgage.
Marcia S.
Tammy was knowledgeable and incredibly helpful! She absolutely went above and beyond to help us close this transaction. I’d use and recommend Tammy to anyone anytime!
Jennifer G., Buyer’s Agent

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