About Terry
NMLS# 274572
Roseville, CA

No career offers insights into the home lending process quite like construction. The ability to understand what goes into a major remodeling job is invaluable. Terry spent 23 years as a general contractor, helping clients build or remodel their dream homes. His ability to share that experience with borrowers and the general contractors gives Terry a unique perspective. As a home lender for the past 18 years, Terry specializes in one-time close construction loans for single family homes and large remodeling projects. His expertise and attention to detail has resulted in numerous awards over the years including joining the Circle of Excellence and the President’s Club.


In his spare time, Terry enjoys coaching Little League baseball and exploring small towns. One of his favorite hobbies is to head to an off-the-beaten-path, small town destination and learn all he can about the area from the locals. And if they happen to have a golf course somewhere nearby, well, that wouldn’t be the worst thing in the world.

Get started on your loan process

Start an Application

mobile title

desktop title

You’ve already applied for the loan and now you want to check on its status.

Smiling family outside new home