Home Loan Officer

Terry Phenicie

About Terry
NMLS# 1698494
Ukiah, CA

Terry has seen it all during his 30 plus years in the industry. Undervalued markets, overheated markets, and every market in-between. The one constant has been Terry’s ability to communicate effectively and ease his clients’ fears of the loan process. Specializing in construction, rehab and refinanced loans, Terry has received numerous awards throughout his career including a Gold Award from RBC Mortgage.


Outside the office, Terry enjoys golfing, spending time with his family and exploring every corner of the U.S. Active in his community, Terry also volunteers with Plowshares and is a longstanding member of the Rotary Club.

What it’s like to work with Terry
Terry was extremely professional and helpful through every step. The process was seamless and painless.
William and Cheryl S.
Terry was always willing to help us with everything.
Robert and Linda H.

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