Home Loan Officer

Valerie Dreher

About Valerie
NMLS# 252974
Sacramento, CA

Purchasing a home is more than a financial transaction — it’s about creating an environment, establishing a community and building a future. Valerie Dreher takes pride in helping her clients accomplish all of the above. With over 30 years in the lending industry, Valerie knows how to provide smart financing solutions and match her clients with the home loan that’s perfect for their needs. Valerie’s commitment to her customers is reflected in the Circle of Excellence Award that she received from Umpqua for outstanding customer service.


In her free time, Valerie enjoys running, paddleboarding, reading and spending time with her family. She also coaches her daughter’s running club and volunteers regularly for the American Cancer Society.

What it’s like to work with Valerie
Valerie Dreher is such a great resource for lending for my buyers and me. She is always on top of each transaction and foresees and solves any potential issues before they arise or become problematic to the transaction. Valerie is the utmost professional and I highly recommend her!
Gail K., Buyer’s Agent
I want to give a shout out to Valerie Dreher. She made everything simple and understandable throughout the process. I have been through a number of home loans and refinances, and this was the best experience of all.
Joan B.
Valerie Dreher is the best in the business!!! From start to finish, we had the best experience! Not only is she extremely knowledgeable, she is easy to work with, friendly, and explains things in a way that is easy to learn! Thank you, Valerie!! We will be sticking with Umpqua!!!
Steven and Alexis C.

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