Give yourself credit for choosing Umpqua.
Check out our smart loan line-up.
- Fixed or variable rates
- No origination fees on some loans
- Short or long terms
- Rate discounts possible with autopay
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Personal Loans
A loan for just about anything—whether you have an unexpected expense or want to buy yourself something special, you can find terms of up to four years.
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HELOC
Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options.
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Personal Lines of Credit
Need a line of credit instead of a loan? With lines from $1,000 to $25,000 and no origination fee, you can borrow a little or a lot depending on what suits you.
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Auto Loans
Your next set of wheels is ready to roll with a fixed-rate loan of up to seven years for new vehicles and six years for used vehicles.
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Boat & RV Loans
Spend a day out on the water or say "hello" to the open road with a fixed-rate loan. We want to help you enjoy your adventures.
Last updated: 1/15/2021
Oregon
- All stores are by-appointment only
- Phoenix: This location is closed indefinitely
- Gresham Station: Closed until 1/18
- Florence: Drive-up Only until 1/18
- Pendleton: Drive-up Only until 1/21
Washington | Idaho
- All stores are by-appointment only
California | Nevada
- Sacramento - One Capital Mall
- San Diego - La Mesa: Closed Tuesdays and Thursdays
- Newport Beach: Closed Tuesdays and Thursdays