Personal Secured Line of Credit

A line of credit based on the money you have-the more you have, the more you can borrow. Lines start at $1,000 or more for 1 to 5 years.

account details

  • Lines of $1,000 and up
  • Term of 1 to 5 years based on CD Term, not to exceed 60 months 
  • No annual fee
  • Collateral of a certificate of deposit
  • Variable interest rate
  • $100 origination fee
  • Monthly interest only payments 
Questions? Call us at 1-866-790-2121.


Interest Rate

Rates shown are effective as of 1/4/2016 and subject to change without notice. The disclosed Annual Percentage Rates (APRs) are variable and subject to increase after consummation. The Personal Secured Line of Credit APR is based on the earning rate of the pledged Umpqua Bank Certificate of Deposit, plus 2.50%.

Credit approval

Loans are subject to credit approval.

open account

Call us at 1-866-790-2121


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