Personal secured loan

A loan  based on the money you have - the more you have, the more you can borrow. Loans start at $1,000 or more for 1 to 5 years and you can take advantage of a fixed interest rate.

account details

  • Loans of $1,000 and up
  • Fixed interest rate
  • Term of 1 to 5 years based on collateral
  • $100 origination fee
  • No annual fee
  • Payments fully amortized over term
  • Collateral of certificate of deposit 
Questions? Call us at 1-866-486-7782.


Interest Rate

Rates shown effective as of 4/19/2014 and subject to change without notice. The Personal Secured Loan Annual Percentage Rate (APR) is based on the earning rate of the pledged Umpqua Bank Certificate of Deposit plus 2.50%. A $10,000 loan, at a 5-year term and 3.65% APR would be repayable in 60 monthly payments of $182.60 each. Contact us at 1-866-486-7782 for current earning rates for certificate of deposit accounts.

Credit approval

Loans are subject to credit approval.

open account

Call us at 1-866-4UMPQUA


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