Personal secured loan

A loan  based on the money you have - the more you have, the more you can borrow. Loans start at $1,000 or more for 1 to 5 years and you can take advantage of a fixed interest rate.

account details

  • Loans of $1,000 and up
  • Fixed interest rate
  • Term of 1 to 5 years based on collateral
  • $100 origination fee
  • No annual fee
  • Payments fully amortized over term
  • Collateral of certificate of deposit 
Questions? Call us at 1-866-790-2121.

Disclosures

Interest Rate

Rates shown effective 04/19/2014 and subject to change without notice. The Personal Secured Loan Annual Percentage Rate (APR) is based on the earning rate of the pledged Umpqua Bank Certificate of Deposit plus 2.50%.  A $10,000.00 loan, at a 5-year term and 4.41% APR would be repayable in 60 monthly payments of $186.02 each. Contact us at 1-866-486-7782 for current earning rates for certificate of deposit accounts.

Credit approval

All accounts subject to credit approval.

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, ID, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

open account

Call us at 1-866-790-2121

stores

near zip code