Used Auto Loan

 Your next set of wheels are ready to roll with a fixed-rate loan of up to six years.

account details

  • Loan 100% of NADA clean trade in value
  • Fixed interest rate
  • $100 origination fee
  • Collateral: used auto maximum age of 10 model years old
  • Terms between 24-72 months based on loan amount and collateral
  • Payments fully amortized over term

rate details

for zip code
Product rates
Amount Interest rate APR Term
$3,000 and up 3.25% - 6.25% 4.22% - 7.23% 24 months
$4,000 and up 3.25% - 6.25% 3.91% - 6.92% 36 months
$5,000 and up 3.25% - 6.25% 3.75% - 6.76% 48 months
$6,000 and up 3.25% - 6.25% 3.65% - 6.67% 60 months
$7,000 and up 3.50% - 6.50% 3.84% - 6.85% 72 months
Questions? Call us at 1-866-486-7782.

Disclosures

Interest Rate

Rates shown are effective as of 1/9/2017 and are subject to change without notice. The loan interest rate is based on the approved loan amount and Bank evaluation of the borrower's credit score and credit history. The disclosed range of Annual Percentage Rates (APRs) includes a .50% automatic payment discount from an Umpqua Bank account. A $10,000 loan at 4.50% APR would be repayable in 60 monthly payments of $186.42.

Credit Approval

All loans are subject to credit approval.

License fee

Borrower must pay tax and license fees. These fees may be financed within the loan to value guidelines.

open account

Call us at 1-866-4UMPQUA

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