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Give yourself credit for choosing Umpqua.

Check out our smart loan line-up.

  • Fixed or variable rates
  • No origination fees on some loans
  • Short or long terms
  • Rate discounts possible with autopay
  • Personal Loans

    A loan for just about anything—whether you have an unexpected expense or you just want to consolidate your debt, you can find terms of up to four years.


    Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options.

  • Personal Lines of Credit

    Need a line of credit instead of a loan? With lines from $1,000 to $100,000 and no origination fee, you can borrow a little or a lot depending on what suits you.

  • Auto Loans

    Your next set of wheels is ready to roll with a fixed-rate loan of up to seven years for new vehicles and six years for used vehicles.

  • Boat & RV Loans

    Spend a day out on the water or say "hello" to the open road with a fixed-rate loan. We want to help you enjoy your adventures.