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Give yourself credit for choosing Umpqua.

Check out our smart loan line-up.

  • Fixed or variable rates
  • No origination fees on some loans
  • Short or long terms
  • Rate discounts possible with autopay
  • Personal Loans

    A loan for just about anything—whether you have an unexpected expense or want to buy yourself something special, you can find terms of up to four years.

  • HELOC

    Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options.

  • Personal Lines of Credit

    Need a line of credit instead of a loan? With lines from $1,000 to $100,000 and no origination fee, you can borrow a little or a lot depending on what suits you.

  • Auto Loans

    Your next set of wheels is ready to roll with a fixed-rate loan of up to seven years for new vehicles and six years for used vehicles.

  • Boat & RV Loans

    Spend a day out on the water or say "hello" to the open road with a fixed-rate loan. We want to help you enjoy your adventures.