Details Checks Other Debit Payments ATM Withdrawals One-time Debit Card Transactions Cost

Bounce Guard

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Automatically included with your personal checking account*. X X No setup charge. You are only charged a fee if you use the service. $35 per overdraft.

Bounce Guard Debit Card Coverage 

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Optional service. When added to Bounce Guard, all types of debit card and ATM transactions are covered*. X X No setup charge. You are only charged a fee if you use the service. $35 per overdraft.

Overdraft Transfer Service

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Optional service that allows you to link your account to another Umpqua deposit account, or a line of credit, that will be used to cover overdrafts* and once established, Overdraft Transfer Service will serve as your primary source of overdraft coverage, and may have lower fees than the Bounce Guard Services. Transfers occur in $100 increments. X X X X No setup charge.** $10 per transfer. LOC transfers will also incur interest charges at LOC current interest rate.