Personal savings, CDs, & money markets

Enjoy an Umpqua savings account:

  • Traditional savings
  • Money market
  • Certificates of deposit
  • Online banking
  • Programs to help children save

need help?

Comparison of Personal Savings Products
Product Opening balance Monthly service charge Earns interest Debit card Key perks
Grow Savings Find a Store $25 $3 how to waive
Yes Yes
  • Earn interest on your extra funds
  • Combined statements
  • Tie to a checking account for overdraft services
Fixed Rate CD Find a Store $1,000 No Yes No
  • Low-risk investment with fixed interest rate
  • Higher balance and longer term = better rate
Thrive Money Market Find a Store $100 $10 how to waive
Yes Yes
  • Higher balances = better rate
  • Combined statements
Health Savings Account Find a Store $10 $3 how to waive
Yes Yes
  • Use with high-deductible health plans
  • Save money for qualified medical expenses
  • Health Savings Debit Card available
Minor Savings Find a Store $1 No for minors Yes Yes (for adult)
  • Savings for those younger than 18
Prosper Money Market Find a Store $100 $15 how to waive
Yes Yes
  • Higher balances = better rate
  • Get rewarded for your relationship