Personal savings, CDs, & money markets

Enjoy an Umpqua savings account:

  • Traditional savings
  • Money market
  • Certificates of deposit
  • Online banking
  • Programs to help children save

need help?

Comparison of Personal Savings Products
Product Key perks Opening balance Interest Debit card Monthly pricing options
Grow Savings Find a Store
  • Earn interest on your extra funds
  • Combined statements
  • Tie to a checking account for overdraft services
$25 Yes ATM card
  • $3
  • $0 with a: $200 minimum daily balance 
    OR 
    monthly transfer from an Umpqua personal deposit account to your Grow Savings 
    OR 
    primary account holder is 18 & younger or 55 & better

 

Certificate of deposit Find a Store
  • Low-risk investment with fixed interest rate
  • Higher balance and longer term = better rate
$1,000 Yes No $0
Thrive Money Market Find a Store
  • Higher balances = better rate
  • Combined statements
$100 Yes ATM card
  • $10
  • $0 with a $1,000 minimum daily balance
Health Savings Account Find a Store
  • Use with high-deductible health plans
  • Save money for qualified medical expenses
  • Health Savings Debit Card available
$10 Yes HSA Debit card
  • $3
  • $0 with a $2,500 minimum daily balance
Prosper Money Market Find a Store
  • Higher balances = better rate
  • Get rewarded for your relationship
$100 Yes ATM card
  • $15
  • $0 with a $10,000 minimum daily balance or $25,000 combined balance