Health Savings Account

Set aside money tax-exempt for your medical expenses and earn interest on it.

account details

  • $10 minimum to open
  • Earns interest
  • $3 monthly service charge, waived when requirements are met
  • Online banking
  • Umpqua Debit Card
  • Combined statements
  • Unlimited transactions
  • $20 set-up fee
  • $10 processing fee

rate details

for zip code
Product rates
Balance Variable interest rate APY
$0.01 to $499.99 0.03% 0.03%
$500.00 to $2,499.99 0.03% 0.03%
$2,500.00 to $4,999.99 0.03% 0.03%
$5,000.00 to $14,999.99 0.03% 0.03%
$15,000 to $24,999.99 0.03% 0.03%
$25,000.00 or more 0.03% 0.03%
Questions? Call us at 1-866-4UMPQUA.


Interest Rate

See "rate details" above for interest rate and Annual Percentage Yield (APY) information for your zip code location.  Rates for other locations may be different.  Rates shown are effective as of 4/7/2014, and are subject to change daily without notice.  Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY.  APY based on monthly compounding of interest. Fees may reduce earnings.

Processing fee

Only assessed for excess contributions and for re-deposit of distributions made in error.

Monthly service charge

Avoid the monthly service charge by maintaining a minimum daily balance of $2,000 or an average monthly balance of $3,000 or a combined minimum daily balance in qualified Umpqua Bank accounts of $5,000. Qualified Combined Accounts include: any other Umpqua Bank Personal Checking, Savings, Money Market or Certificate of Deposit.

Other possible fees for zip code 97205

open account

Call us at 1-866-4UMPQUA


near zip code