Prosper Money Market

With our Prosper money market, you can get rewarded for your balances and your relationship with Umpqua by earning a higher interest rate when tied to an Umpqua checking account.

account details

  • $100 minimum to open
  • Earns interest. Higher balance=better rate
  • $15 monthly service charge, waived when requirements are met
  • bonus in interest rate when linked to an Umpqua checking account
  • Online banking
  • Umpqua Debit Card
  • Combined statements
  • Check writing
  • Tie to a checking account for overdraft services
  • Build your balance with automatic transfers from a checking account

rate details

Earns interest. Call or come into a store for details.

Questions? Call us at 1-866-4UMPQUA.


Monthly service charge

The monthly service charge will be waived when you maintain a minimum daily balance of $10,000 in the account, or $25,000 combined minimum daily balance in eligible deposit accounts and outstanding credit balance. Eligible account types are: checking, savings, certificates of deposit (CDs), money market and individual retirement accounts (IRAs), home equity lines of credit, personal loans and personal lines of credit, excluding credit cards.

Determining your Combined Balances

You may be able to waive the monthly service charge on your money market account with the combined balance in your linked eligible Umpqua Bank deposit and loan accounts. Eligible deposit accounts include checking, savings, CDs, money markets and IRAs. Eligible loan accounts include home equity lines of credit and personal loans and lines of credit, but exclude credit cards. Balances from linked accounts used to qualify for a monthly service charge waiver on one money market account can also be applied to qualify for a monthly service charge waiver on another money market account.
The combined balance is calculated by adding together the lowest daily ledger  balance from your money market account and each of the accounts linked to your money market account. We may use balances from different days depending on when the lowest daily ledger balances occurs in each linked account. Balances are selected from the period starting on the first calendar day of the month to the last day of your money market account's statement period.

Umpqua Debit Card

Limited to six (6) debit items per statement period. Excessive-transaction fees apply if these limits are exceeded. Exception: ATM and in store withdrawals are unlimited.

Other possible fees for zip code 97205

open account

Call us at 1-866-4UMPQUA


near zip code