Prosper Money Market

With our Prosper Money Market, you can get rewarded for your balances and your relationship with Umpqua by earning a higher interest rate when tied to an Umpqua checking account.

account details

  • $100 minimum to open
  • Earns interest. Higher balance = better rate
  • Higher interest when linked to an active Umpqua personal checking account
  • Unlimited complimentary Umpqua ATM and in-store withdrawals
  • Six total withdrawals and transfers allowed per month
  • First 50 checks deposited per month complimentary
  • Online banking
  • Umpqua ATM Card
  • Combined statements
  • Check writing
  • Tie to a checking account for overdraft transfers
  • Build your balance with automatic transfers from a checking account
  • Monthly pricing options:
     $0 with a $10,000 minimum daily balance or $25,000 combined balance in eligible Umpqua accounts linked to your Prosper Money Market

rate details

Earns interest. Call or come into a store for details.

Questions? Call us at 1-866-790-2121 or find a store near you.


Monthly pricing options

Monthly price is $0 when you keep a $10,000 minimum daily balance OR $25,000 combined deposit and outstanding loan balance in eligible accounts. Balance requirements are calculated three business days before the end of the deposit statement period. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal checking, savings, certificates of deposit, money markets, IRAs and outstanding personal loans. Excludes mortgages and credit cards. All other fees apply.

Higher interest rate

Earn a higher interest rate when linked to an active personal checking account. An active personal checking account is defined as having at least one customer initiated transaction every 30 days.  

General withdrawals

This account allows six total withdrawals and transfers per month. Withdrawals and transfers include but are not limited to: bill payments, telephone transfers, ACH payments, drafts, checks and point of sale transactions. Excess transaction fees apply if limit is exceeded. Unlimited complimentary Umpqua ATM and in-store withdrawals.

Checks deposited

Your first 50 checks deposited per month are complimentary, $0.25 per check after that.

Click here for Personal Rules and Regulations 

open account

find a location near you or call us at 1-866-790-2121


near zip code