Responsible borrowing is a vital life skill at any age. Although your child may only be borrowing toys at this age, his or her borrowing habits will be carried into adulthood. Talk to your child about what would happen if they lent a toy to a friend and then this friend did not take good care of the toy. Would your child want to loan a toy to this friend again in the future?


Take your child to the library to sign up for his or her own library card. This is a great way to reinforce responsible borrowing habits. Work with your child so they understand what is acceptable when borrowing a book. When is it due back? What happens if it's late? What if they damage or lose the book?